Attention: Savers Fed Up With Teaser Rates and Surprise Tax Bills...

America’s Safest 7% Cash Strategy Is Hiding in Plain Sight

How Savvy Americans Are Locking In CD-Beating Growth—Without Banks Changing the Rules

Presented by: The High-Yield Savings Plan™ (HYSP)

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I was so sick of getting .38% in my savings account. Now I’m getting 7% and no big tax bill at the end of the year!

Carol K.

64 yo | Texas

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I transferred $250k from a CD and now project an extra $45,000 over the next seven years—without worrying about teaser rates.

David J.

55 yo | Florida

Reading Time: 2 minutes

Posted: October 2025

Dear Cautious Saver,

Why are Americans fed up with traditional safe money solutions like…

CDs…

Money market funds…

Savings accounts…

Cash…

For three big reasons:

  1. Rate Risk - banks give you some teaser rate just to get you in the door, then slash it as soon as you’ve moved your cash (which means less money in your pocket).

  1. Tax Drag - most safe money solutions (except one…more on that later) take taxes from you every year, meaning you have a big tax bill at the end of the year.

  1. Inflation - most of these accounts can’t even beat inflation…

In fact, the average savings account gets 0.38% interest.1

Yes, that’s right…

One third of one percent…

With inflation raging at 3, 4, and even 9%…

No wonder Americans are rushing to the exits.

What if there was a way to increase your returns by more than 17 times (without any risk)?

Introducing the High-Yield Savings Plan (HYSP)

Unlike CDs or savings accounts, you don’t need to rely on a bank to grow your retirement savings.

The High-Yield Savings Plan relies on A-Rated financial institutions...

Backed by $808 billion in assets under management...

And are responsible for pensions at pension funds...

Endowments...

And Fortune 500 corporations.

Until recently, everyday savers couldn’t touch it…

How is the HYSP Different From Other Safe Money Solutions?

There are so many places to park your safe money...

But there’s only one that provides you with a true all-in-one solution...

What’s The Catch?

  1. You can’t set it up yourself - you must speak to a Licensed High-Yield Advisor to set this type of account up

  1. Rates can change - before you lock in your account, rates can change.

Quick Math Check

Say you started out with $100,000...

What kind of returns would you get after 7 years in the most common safe-money vehicles?

Who Needs an HYSP?

The High-Yield Savings Plan is best for three types of people...

A Builder...

A Planner...

And a Protector.

What Is A Licensed High-Yield Advisor?

A Licensed High-Yield Advisor has earned a special license required by your state...

This is often different from your typical financial advisor.

And allows them to be certified as a Licensed High-Yield Advisor.

How to Pre-Qualify in 30 Seconds

  1. Answer 6 yes/no questions (age, accounts, current cash vehicle).

  1. Instant result: Pre-qualified ➝ schedule your 15-minute call with a Licensed High-Yield Advisor to finalize paperwork.

Think of it like mortgage pre-approval—quick, painless, obligation-free.

Complete The Survey Below:

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* Must be your valid US mobile phone number. Mistyped or incorrect numbers will result in cancelation of your pre-qualification status.

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High-Yield Savings Plan is a marketing website designed to educate consumers. It does not make product recommendations. Prospects who opt-in for more information may be referred to a state-licensed insurance agent who has paid a fee to receive the referral information. These independent agents are not employees of High-Yield Savings Plan and may recommend products over which High-Yield Savings Plan has no control.

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1 As of June 16, 2026. For the current rates, check the FDIC website: Federal Deposit Insurance Corporation (FDIC).

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